Laadli Bitiya Yojana: CIMAGE College’s Mission to Educate Every Daughter in Bihar

By Cimage
23-Jun-2025
9

Laadli Bitiya Yojana: CIMAGE College’s Mission to Educate Every Daughter in Bihar

Patna, Bihar – In many households across India, particularly in economically challenged regions, the dream of higher education for girls remains fragile, often sacrificed at the altar of societal norms and financial limitations. But one institution in Bihar decided to challenge that reality—CIMAGE College Patna, under the visionary leadership of Director Neeraj Agrawal.

What began as a heartfelt observation and concern during student interactions soon transformed into a powerful initiative—the Laadli Bitiya Yojana, supported strongly by the Student Credit Card Scheme. Together, these efforts have become a symbol of hope and empowerment for thousands of daughters across Bihar.

How It All Began: Director Neeraj Agrawal’s Vision

During a routine interaction with parents and students years ago, Director Neeraj Agrawal noticed a painful trend—girls were missing out on admission, not because they lacked talent, but because their families could only afford to send their sons to college.

Some parents openly admitted, “Beti toh parayi hoti hai, us par paisa kaun lagaye?”
These words struck a deep chord.

Instead of ignoring it, Neeraj Sir turned this pain point into a mission. He began advocating that an educated daughter uplifts not just one, but two families—and often stands stronger by her parents in times of need than anyone else.

This led to the conceptual development of Laadli Bitiya Yojana—an initiative that works in synergy with the Student Credit Card Scheme, ensuring no girl is denied quality education due to money or mindset.

What is the Laadli Bitiya Yojana?

Launched with a special focus on girls, the Laadli Bitiya Yojana is more than a scheme—it’s a movement that encourages parents to support their daughters’ education, especially in career-focused programs like BCA, BBA, BSc-IT, and MCA.

As explained by Director Neeraj Agrawal:

"If a family has two children and can afford education for only one, they usually choose the son. We wanted to change that mindset. We wanted to show that daughters, when educated, can become not just self-reliant, but society changers."

Student Credit Card Scheme: A Model of Freedom and Self-Reliance

To make the Laadli Bitiya Yojana truly effective, CIMAGE aligned it with the Bihar Government’s Student Credit Card Scheme, providing girls with easy, worry-free access to education loans.

Here’s how it works—especially for girls at CIMAGE College Patna:

1. No Burden on Parents

The education loan is provided directly by the government.
Parents don’t pay a single rupee at the time of admission.

2. Only 1% Interest Rate

Especially for girls, the interest rate is just 1%, which is negligible.

3. No EMI During Studies

Students don’t need to worry about paying anything while they are studying.
There’s no interest charged for the first three years.

4. Pay After You Get a Job

The loan only needs to be repaid after the student gets a job. There is no pressure of repayment until employment is secured.

5. Full Responsibility on the Student, Not the Parents

This builds a sense of independence and accountability in young girls. It’s their education, their journey, and their success story.

Real Impact at CIMAGE College Patna

Under Neeraj Sir’s leadership, CIMAGE has enrolled hundreds of girls under this initiative. From rural villages of Bihar to small towns, these young women are now pursuing:

Computer Science & IT
Business Management (BBA/MBA)
Mass Communication & Data Analytics
Digital Marketing & Finance

These are not traditional “female” courses like Home Science. These are 21st-century, industry-relevant, high-paying streams that prepare girls to work in MNCs, start their own businesses, or pursue careers globally.

Why This Model is Better Than Free Education

Director Neeraj Agrawal explains:

“Free education sounds great, but in reality, the government spends ₹4-5 lakhs on a BA/BSc student in rural areas who may not be employable.

Instead, with the Student Credit Card, the student chooses the college, the course, and the future. They invest in themselves, with the government’s support—and they repay only when they succeed.”

This approach ensures better academic accountability, improved placement outcomes, and personal growth.

Why Educating a Daughter is the Smartest Investment

CIMAGE has consistently promoted the idea that educating daughters is not just morally right—it’s financially wise.

Here’s why:

Educated girls are self-reliant
They command more respect in their families and in society
They contribute financially, especially in cities where dual income is vital
They provide stronger emotional and financial support to aging parents

Today, many CIMAGE alumnae are working with top companies like TCS, Wipro, Infosys, and Accenture—earning ₹40,000 to ₹70,000 per month or more.

"Ek beti agar ₹60,000 kama rahi ho, toh ghar ki roshni sirf bijli se नहीं, उसकी मेहनत से जल रही होती है," says a proud father during a recent alumni meet.

Moving Girls Toward Future-Ready Careers

CIMAGE doesn’t just give admission—it builds careers. Through: